Total principal outstanding
₹1,61,35,000
Across 13 active loans · 10 creditors
Organised
₹1.25 Cr
Unorganised
₹36.7 L
vs. 30 Sep
−₹1.38 L
Filters
Ledger updated 07:08 IST
Interest due this month
₹2,61,480
Accrued, unpaid: ₹1,42,860
3.1% lower than Sep
Scheduled this month
₹5,12,400
17 obligations · 9 settled
Actually paid this month
₹2,76,170
6 payments recorded · last 15 Oct
18% behind Sep pace
Principal repaid
₹1,38,000
Sep: ₹1,81,000 · Aug: ₹3,98,000
23.8% lower than Sep
Interest paid
₹1,38,170
Of ₹2,61,480 due this month
Upcoming payments
11
Next 30 days · ₹4,93,190
7d · 515d · 10
Monthly repayment target
Oct 202655%of target
- Target
- ₹5,00,000
- Paid so far
- ₹2,76,170
- Remaining target
- ₹2,23,830
- Contractual still due
- ₹2,36,230
November schedule needs ₹6,12,800, which exceeds the ₹5,00,000 target. The target never overrides contractual dates.
Overdue — needs attention today
₹48,500
3 obligations · both unorganised creditors
- S. Krishnamoorthy · 1 day₹24,000
- S. Krishnamoorthy · part-paid balance, 41 days₹12,000
- R. Venkatesan · 2 days₹12,500
Daily reminders active · next at 24 Oct, 09:00 IST
Creditor-wise outstanding principal
Top 8 creditors · green = organised, gold = unorganised
Organised vs unorganised
Share of principal outstanding
- Organised₹1.25 Cr · 77%
- Unorganised₹36.7 L · 23%
Unorganised debt carries a weighted rate of 2.07% / month — roughly 25% a year.
Principal vs interest paid — last 6 months
August shows the ₹2 L part-settlement to Lakshmi Finance; October is month-to-date
Upcoming payments
5 obligations · ₹1,96,070 in this window