Creditor Statements

Reporting period uses actual cash dates. Obligations are shown against the month they fell due.

S. Krishnamoorthy

UnorganisedOverdue

LN-2023-0003 · Hand loan — stock purchase · 2% monthly (simple)

Period 01 Jul 2026 to 23 Oct 2026 · Generated 23 Oct 2026, 07:10 IST · Currency INR · Filter: none

Opening principal

₹12,00,000

Interest accrued

₹96,000

Fees & charges

₹1,500

Payments made

₹2,60,000

Reversals

₹2,00,000

Closing principal

₹12,00,000

Unpaid interest & charges at close: ₹61,500Overdue obligations: 2Principal and unpaid interest are shown as separate figures and never combined.
DateEntryReferenceDescriptionModeDebitCreditUnpaid balancePrincipal
01 Jul 2026Opening balance brought forward₹24,000₹12,00,000
01 Jul 2026Interest accrualACR-0701Interest for Jun 2026 @ 2.00% monthly (simple)—₹24,000—₹48,000₹12,00,000
08 Jul 2026PaymentRC-26-0934Interest paid — Jun 2026UPI—₹24,000₹24,000₹12,00,000
01 Aug 2026Interest accrualACR-0801Interest for Jul 2026 @ 2.00% monthly (simple)—₹24,000—₹48,000₹12,00,000
10 Aug 2026PaymentRC-26-0971Interest paid — Jul 2026Bank Transfer—₹24,000₹24,000₹12,00,000
14 Aug 2026PaymentRC-26-0979Principal part-repaymentBank Transfer—₹2,00,000-₹1,76,000₹10,00,000
14 Aug 2026ReversalREV-0007Reversal of RC-26-0979 — wrong allocation (should be ₹2,00,000 principal on LN-2024-0019)—₹2,00,000—₹24,000₹12,00,000
14 Aug 2026PaymentRC-26-0980Replacement entry — allocated to correct loanBank Transfer——₹24,000₹12,00,000
01 Sep 2026Interest accrualACR-0901Interest for Aug 2026 @ 2.00% monthly (simple)—₹24,000—₹48,000₹12,00,000
12 Sep 2026PaymentRC-26-1011Part interest paid — Aug 2026UPI—₹12,000₹36,000₹12,00,000
01 Oct 2026Interest accrualACR-1001Interest for Sep 2026 @ 2.00% monthly (simple)—₹24,000—₹60,000₹12,00,000
01 Oct 2026FeeFEE-0044Late payment charge — Aug balance—₹1,500—₹61,500₹12,00,000
22 Oct 2026AdjustmentADJ-0012Rounding adjustment (agreed with creditor)———₹61,500₹12,00,000
23 Oct 2026Closing balance carried forward₹2,97,500₹2,60,000₹61,500₹12,00,000